Lexington Law
Providing credit repair services since 1991, Lexington Law has helped over 500,000 clients legally take on their credit. Last year alone, Lexington Law helped clients remove over 600,000 negative items from their credit reports.
Articles by this Author
Identifying the Top Credit Repair Company
- By Lexington Law
- Published 01/28/2010
- Finance
- Unrated
With so many new and inexperienced credit repair organizations coming onto the scene, many of which are turnkey businesses using third party software to power their service, it becomes a challenge to know which services can be trusted with your credit reports. Here are some tips for identifying a reputable credit repair company.
Credit Repair and Achieving New Year's Resolutions
- By Lexington Law
- Published 12/14/2009
- Finance
- Unrated
Considering how your credit rating factors in accomplishing so many New Year's resolutions, it makes sense to address this one factor first. Then, if you are able to use credit repair to improve your credit score, you will already have a head start on accomplishing New Year's resolutions this year and years to come.
Is It Possible to Remove Charge Offs from Your Credit Report?
- By Lexington Law
- Published 12/3/2009
- Finance
- Unrated
A charge off can take a serious toll on your credit score, so much so that a single charge off could result in denial of credit. If you're looking to increase your credit score, it is worth it to look into the steps you can take in an attempt to remove a charge off from your credit reports.
Is It Possible to Delete Collection Accounts from My Credit Reports?
- By Lexington Law
- Published 11/30/2009
- Finance
- Unrated
Collections accounts can take a serious toll on your credit rating, with higher collection amounts taking a large toll than smaller amounts. If you are looking to increase your credit score, it's worth looking into the things you can do in an attempt to remove collections from your credit file.
Can Late Payments Be Cleaned from a Credit Report?
- By Lexington Law
- Published 11/24/2009
- Finance
- Unrated
Late payments can take a serious toll on your credit rating, especially if payments are reported to be of 90 days late or more. If you are looking to improve your credit score, it is worth it to look into the steps you can take in an attempt to remove late payments from your credit file.
Four Ways to Detect a Credit Repair Scam
- By Lexington Law
- Published 11/20/2009
- Finance
- Unrated
The Credit Repair Organizations Act has established rules credit repair companies must adhere to that you can use to help select a legitimate credit repair company and avoid being victimized by a credit repair scam.
You Have a Role When it Comes to Fair Credit Reporting
- By Lexington Law
- Published 11/18/2009
- Finance
- Unrated
The Fair Credit Reporting Act (FCRA) was created to protect your right to fair and accurate credit reporting, but it is still up to you to work toward that end. When working to fix your credit by questioning the items in your credit reports, you are enforcing this right.
Three Simple Tips for Increasing Your Credit Score
- By Lexington Law
- Published 10/6/2009
- Finance
- Unrated
There are a few quick things you may be able to do to add points to your credit score which could pay big dividends for a minimal amount of work. But if your credit needs a larger fix, it's going to take more than a quick credit fix.
Information About Cleaning A Bad Credit Score
- By Lexington Law
- Published 09/5/2009
- Finance
- Unrated
With today's strict lending restrictions, it isn't enough to possess average credit when looking to get approved for the best rates on loans. These days, a sub-700 credit rating is no longer though of as a good score leaving many people faced with the prospect of having to fix their credit in order get the financing they are hoping for.
Getting Help With A Poor Credit Score
- By Lexington Law
- Published 08/28/2009
- Finance
- Unrated
The good news is, you may not have to wait seven long years for negative listings to drop from your credit reports. There are steps you can take today that could result in significant increases in your credit rating in much less time. There are things you can do to legally fix up your credit.