On Thursday August 12, the US equities market triggered a confirmed technical indicator known as the “Hindenburg Omen.” This omen, as you may have guessed, suggests that a stock market crash is on the way. However, it doesn’t mean just any crash — according to Albert Edwards, a London-based strategist at Societe Generale SA, the indicator means “a savage equity downturn is imminent.” The level of attention and significance given to this omen is truly unparalleled in the world of technical analysis, and for good reason.

While credit bureau disputes may be effective, you could make the argument that they don't work well. Credit bureau disputes can result in accurate negative information being removed from your credit reports while genuine errors continue to count against your credit score.

For thousands of years, gold has been a central monetary component of most civilizations. It is durable and has been able to retain its value even to this day. That, in and of itself, is extremely remarkable considering how many paper currencies that have went the way of the dodo. That is why the when Bill Murphy of GATA (Gold Anti-Trust Association) gave his testimony on April 9th before the CFTC (Commodity Futures Trading Commission), it may have been one of the most important testimonies in history for uncovering the massive fraud in today’s gold market. - Michael Schmidt

While carrying the proper amount of insurance is very important step in ensuring your long term financial stability (an estimated 60 percent of all bankruptcies results from medical bills), there are steps you can take to lower your monthly insurance premiums so you will save money while not sacrificing coverage.

Goodwill letters are essentially you asking the collections agency nicely to stop reporting the collection account to the credit bureaus. And while this may seem like a hopeless attempt, goodwill letters have proven to be surprisingly effective as long as you don't have a large number of accounts that have been sent to collections.

The credit bureaus are allowed to report a late payment on your credit reports for up to 7 years, but this does not mean a late payment MUST remain on your credit reports for that long. There are a number of things you may be able to do to get a late payment permanently removed in much less time.

For every person who does get taken by a credit repair scam, there may be dozens more who have avoided seeking help from a credit repair company because of the fear of being taken. But this does not have to be the case. There are signs you can use to detect a credit repair scam and by being aware of what to watch out for, you can find a credit repair company you can trust.

When you consider all of the strikes against credit repair companies it is easy to see why so many people believe there is no such thing as credit repair and why it is so difficult to persuade them otherwise.

Shopping for a credit repair service is no easy task. Comparing the quality of services offered by a variety of different credit repair companies is no picnic to begin with and then when you consider the fact that very few people know very much about credit repair in the first place, it is understandable why so many consumers have a hard time making an educated decision about which company to sign up with.

With so many new and inexperienced credit repair organizations coming onto the scene, many of which are turnkey businesses using third party software to power their service, it becomes a challenge to know which services can be trusted with your credit reports. Here are some tips for identifying a reputable credit repair company.